This was Wise Steps to Manage Your Salary

As many as and for whatever your income, but if it is not regulated and well managed properly, then it can make a big name on a pole or stake of greater expenditure than revenue. That is why organize and manage finances sangatleh important. Do not let the salary earned each month shall be sufficient kebuhutan. Before you do your regular expenses every month, then you must place the first of at least 10% for investment so that you can prepare a good financial planning. Although it can be said to be difficult because they have set up investment and monthly expenditure. Though both are very important for future savings and also daily activities. Well to that following an easy way to organize and manage your salary or your finances well.

Share your expenses according to the needs

justify;">When it was time payday, then this means you have to set spending saudah according to need. Expenditure itself can be divided into several categories such as daily expenses, monthly payments, expenditures for entertainment and also investment. Of course, this division aims so that you can plan your finances early on.

Making a commitment

Of course, after you perform the division or pengelmopokan on your salary, the next step is you have to make a commitment to saving. Within a month you can allocate 10% of your expenses for future investment needs. Tentonya allocation of funds for investment is very important that you can save on a regular basis with the amount of money that has been set.

Separating savings account

Of course, you can create more than one account which aims to separate funds for savings and also funds to be used as daily expenses. By separating these savings funds used to save money would be safe because apart with funds that will be issued to keperluar daily.

Create unexpected budget

It is also quite important considering we know what will happen in the future. And also in the presence of an unexpected budget funds will not harm any of your financial planing. Unexpected budget is usually for treatment if a sudden illness, or a vehicle that is suddenly broken, and so on.

The point is to organize and manage your finances can make the finances be controlled so that it does not result in greater expenditure than revenue.